Drake Teegardin
Guiding You Home
Loan Officer · V.I.P. MortgageNMLS #2572672
I help Arizona buyers understand their options before committing — which programs fit, what each asks of you, and what a realistic next step looks like.
Ask me the questions you think are too basic to ask.
Six questions, about two minutes. No credit check and no obligation. Or call 602-571-4422.
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- Cave Creek native
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- Serving buyers across the Phoenix metro
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- V.I.P. Mortgage, Inc. · Company NMLS #144502
What actually happens when you start
- 1
You answer six short questions
One at a time, no account, no credit check, and no obligation. It takes about two minutes and you can stop anywhere.
- 2
I read them before we talk
So the first conversation starts from where you actually are, instead of the beginning of a script you have already heard.
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We figure out your options
Which programs are worth looking at, what each would ask of you, and what you would want to do next. Including nothing yet, if that is the honest answer.
About two minutes. Nothing is sent until you finish.
You are hiring a person, not a company
A mortgage is one of the largest financial decisions most people ever make, and it is usually made while exhausted, on a deadline, using words nobody explained. That is the part I try to fix.
I’m a Mortgage Loan Officer with V.I.P. Mortgage, Inc., helping people buy, invest, and refinance with more clarity and confidence. I’m a Cave Creek native and earned my business degree from NAU. My approach is pretty simple: be honest, communicate clearly, and make sure you actually understand your options. Whether you’re buying your first home or you’ve been through the process before, I want you to feel informed and confident every step of the way.
Drake Teegardin
Loan Officer · V.I.P. Mortgage
In their own words
Straight from people Drake has worked with, exactly as they wrote it.
Alyssa L.
First-time homebuyer
Drake was great guy to work with as a first-time homebuyer. My husband and I had what felt like a thousand questions about the loan process, and he was always patient, kind, and willing to walk us through every detail. He took the time to “run all the numbers” and made sure we fully understood our options without ever making us feel overwhelmed. Drake is not only knowledgeable, but also genuinely respectful and easy to work with, which made the entire experience so much smoother. I would absolutely recommend him to anyone I know looking for a trustworthy and dedicated loan officer. :)
Drake and his team were incredibly knowledgeable, responsive, and supportive from start to finish. Throughout the entire process, I always felt informed and confident. Any questions I had were answered quickly and thoroughly, and Drake took the time to explain every step of the mortgage process in a way that was easy to understand. If you're looking for a lender you can truly trust, I can't recommend Drake and his team enough. They made what could have been a stressful experience feel seamless, and their professionalism and communication exceeded my expectations. They will absolutely be my go-to team for any future home buying or selling needs.
Tara Welsh
Drake was an absolute professional during our recent transaction. Always on the ball, stayed incredibly proactive, and was willing to answer (and anticipate) any and all questions from our buyers. Can't wait for our next transaction💪
Brooke Barker-Pottle
Outstanding customer service and attention to detail. Drake and Team went above and beyond with their assistance on our recent financial transactions. I will definitely use them again for any future needs.
David J.
Arizona is not one market, and a lender who treats it like one will cost you time.
What works in Anthem is not what works in Gilbert. Which programs are on the table depends on the address as much as on you — USDA eligibility literally follows a map. I work this market, so we can rule things in and out quickly.
Where you might fit
Most people arrive believing there is one kind of mortgage and they either qualify or they do not. There are several, they ask for different things, and the differences are worth two minutes of your time.
If you would rather read first
No form, no obligation, nothing that asks who you are.
- The homebuying processWhat actually happens when you buy a home in Arizona, in plain English: planning, pre-approval, shopping, the offer, underwriting and closing.
- Buying your first homeWhat cash you actually need, what really affects what you can afford, and the parts that surprise people.
- Payment Scenario ExplorerAn educational worksheet showing how the parts of a monthly housing payment add up when you supply the figures yourself. Not a quote.
Start where you are.
Six questions. About two minutes. No credit check, no account, and no obligation to do anything afterwards.