Loan Programs
Seven programs, each with its own trade-offs. Read the ones that sound like you, or answer six questions and let me tell you which are worth your attention. Every page here is written to be understood, not to sell.
- ConventionalThe most common path, and the one most buyers end up on.
- FHAMore forgiving on credit, with a trade-off worth understanding.
- VAFor those who have served. Often the strongest option available.
- USDATied to the map more than to you.
- JumboFor loan amounts above the conforming limit.
- First-Time BuyerNot a loan type. A set of doors that may be open to you.
- RefinanceReplacing the loan you have with one that fits better.
General information only. Program guidelines change, and what you qualify for depends on a full review of your situation. Nothing on this page is a commitment to lend or an offer of credit.